• Given that the investor often seeks the help of intermediaries from banks and investment companies, such investment activity usually bears the lowest percentage of other operational and administrative expenses. Where the broker bears the burden of these expenses on the grounds that he is responsible and authorized to manage these investments in exchange for a commission he receives from the investor.

General features and characteristics:

• • Providing the possibility of classifying the shares of the establishments according to their nature, as well as a classification of the types of accounts, portfolios and investment funds.
  • Keeping data, documents and certificates related to various types of investments.
  • Preserving the data and addresses of important personalities, brokers and investors to support the activity by activating and activating the role of public relations.
  • Providing the ability to record and save important companies’ shares data and follow up on their daily prices and trading movement through reports and data analysis and through graphs.
  • Recording the investor’s stock buying and selling movements and their impact on the stock assets file.

  • Recording general data of bonds.

  • Providing data for offers of portfolio investments and investment funds.

  • Providing the possibility of following up and controlling the investments of portfolios and investment funds by keeping and recording their opening data and scheduling their payments and returns.

  • Programs for actual receipts of all kinds, cash, check, or bank transfers directly affect the portfolio record on the one hand and the fund or bank record on the other hand. It also directly affects the public accounting system by liberalizing the necessary automated accounting entries and affecting the balances of public accounts.

  • Actual payment programs of all kinds, cash, check, or bank transfers, directly affect the portfolio record on the one hand, and the fund or bank record on the other hand. It also directly affects the public accounting system by liberalizing the necessary automated accounting entries and affecting the balances of public accounts.

Function groups and application stages:

1. • The stage of establishing the basic fixed files and tables.

This stage includes defining the basic data related to the types of accounts, deposits, establishments, stocks, portfolios and investment funds. It also contains the classification of private investments and their sources.

• • The stage of registration and entries of the main file data, which includes :

1. 1. 1. List of VIP data.
      2. Detailed data of intermediaries from banks or investment companies.
      3. Detailed data for investors.
      4. Detailed data for the various stock companies.
      5. Bank accounts.
      6. Deposit Accounts.
      7. Data of traded shares.
      8. Investors’ current assets of shares
      9. Bonds.

• • Processing data and movements of portfolios and investment funds.

This stage is related to the set of programs included in it with the processing of data and movements of portfolios and investment funds, starting with receiving and recording investment offers for portfolios and investment funds, then recording portfolio data and scheduling the movement of payments in it, and finally the effect of the actual arrest and disbursement programs on them. This list of programs includes the following procedures and treatments:

1. 1. 1. The movement of subscribing to an investment fund (inside the system there is a database containing details of investment funds data of banks dealing with them by the intermediary company used for this system).
      2. Recording the redemption movements of investment funds.
      3. Transfer of funds and investments from one fund to another.
      4. Periodic evaluation of portfolios and investment funds.

• • Processing and recording financial market data.

1. 1. 1. Defining the basic data of the financial markets and linking them to current accounts and investment accounts.
      2. Defining stock values and data for establishments and linking them to the financial markets.
      3. Providing the possibility of opening a private portfolio or a public portfolio, recording its data, adding investors’ data to public portfolios, as well as limiting a specific investor to his portfolio.
      4. Providing the possibility of registering portfolio components of shares or investment fund units.
      5. Providing the possibility of recording the opening balances of investment portfolios.

• • A set of stock movement programs and their impact on the firm’s stock assets.

It includes buying and selling movements of stocks and a daily adjustment of changes in stock prices, daily trading volume, daily opening and closing prices, and this list includes the following daily movements:

1. 1. 1. Recording the daily opening stock prices according to the financial market and providing the possibility of automatic migration of these prices from the financial market databases, either by dragging them onto an Excel file for the system to transfer them, or by obtaining a special key to enter the Tadawul database or the financial market (API).
      2. Providing the possibility of recording stock purchases and linking them automatically to the current bank accounts of the enterprise investing in the portfolio, whether it is a private portfolio or a public portfolio.
      3. Providing the possibility of recording sales of shares and linking them automatically to the current bank accounts of the enterprise investing in the portfolio, whether it is a private portfolio or a public portfolio.

      4. Increasing or directing public purse funds.

      5. Reduction or withdrawal of public purse funds.

      6. Increasing or directing the funds of private or joint portfolios.

      7. Reducing or withdrawing private or joint portfolio funds.

      8. Providing the possibility of transferring an investment amount from one portfolio to another for the same investor.

      9. A screen for locking a wallet.

      10. Providing the possibility of calculating investors’ profits daily or upon request for a private or joint portfolio.

      11. Providing the possibility of calculating investors’ profits daily or upon request for a public portfolio.

      12. Providing the possibility of increasing the capital of a public portfolio, either by adding a new investor or by increasing the investment of a previously existing investor in the portfolio.

      13. Providing the possibility of directing the capital of the public portfolio.

      14. Provide the possibility of recalculation of buying and selling commissions.

• • Documentation of investor contracts.

This list includes the following groups of procedures related to the financial systems of the enterprise:

1. 1. 1. Register a contract.
      2. Contract renewal.
      3. Termination of a contract.
      4. Settling the accounts of the canceled contracts.
      5. Cancellation of a contract.
      6. Freeze a contract.
      7. Reactivate a previously frozen contract.
      8. Providing the possibility of disbursing an advance for the account of investor contracts.
      9. Providing the possibility of transferring the ownership of a contract from one investor to another.
      10. Activating a contract that was previously terminated before the contract with the investor was liquidated.
      11. Payments of advances to investors’ contracts.
      12. Investing an additional amount on a contract.